572 - Have you ever had an insurance claim denied?

We have all heard of or experienced insurance claims being denied.

The insurance companies protect themselves against fraudulent claims, of which there are many.

But too often, legitimate claims go unpaid because the policy holder can not afford to fight the insurance company.

Several years ago, a gentleman sustained fire damage to his garage from a neighbors house fire.

He did not carry insurance on the detached garage, so he depended on the neighbor's insurance to cover the damages.

The neighbor turned in the claim to the insurance company and they sent an investigator out.

After investigation, they deemed the fire was no fault of their own and denied responsibility to pay.

Fast forward to 2021: The man signed up with LegalShield.

The new client contacted the provider law firm, who asked for pictures of the garage, estimates, a fire report, homeowners name/address, and any other documentation that may be beneficial.

The attorney put it all together to write a letter on the client's behalf to the insurance company and homeowner.

The client gathered all of the information up in a short period of time and letters were written on his behalf.

Within a few weeks, the insurance company paid $9100 on the garage damage.

Without this service, he was looking at paying $2500 to retain and have an attorney write one letter on his behalf!

That's why we constantly say, IF YOU DON'T KNOW YOUR RIGHTS, YOU DON'T HAVE ANY.

Have you ever had an insurance claim denied?